RATES

Rates

Bank rates for loans and deposits, and banking services charges are competitive and attractive for our customers. These rates and charges are primarily based on co-operative principles of sharing profits with shareholders as well the customers. We pay more attention to the senior citizens of the society who thrive on interest income, for fixing a deposit interest rate and the financial capabilities of the lower middle class sections of the society, for fixing the interest rates on advances. Please consult any one of our branch managers for your financial needs. The bank managers are more than willing to sit with you and assist you in growing your money with our deposit schemes or provide loans to suit your short term and long term personal, family or business needs.

FDR SPECIAL SCHEME

For 1000 Days Deposit @9% Interest W.E.F 26.12.2023

W.E.F 01.10.2023 RATE OF INTEREST

RATE OF INTEREST ON DEPOSITS/ADVANCES 

  1. Saving Bank Account 4.00%
  1. Term Deposits

(a)         31 days to 90 days                                             4.50%

(b)         91 days to 180 days                                           5.00%

(c)         181 days to less than 1 year                              6.00%

(d)         1 year to Less than 2 years                                 6.50%

(e)         2 years to Less than 3 years                               7.00%

(f)         3 years and above                                              7.50%

(g)         750 days                                                          7.50%

->         Senior Citizens (above 60 Years)                     0.50% extra

              (For deposits above one year only)

->         Super Senior Citizens (above 75 Years)          0.50% extra

              (For deposits above one year only)

——–SPECIAL ATRACTION———

• 0.50 % More to Sr. Citizens for above one year Deposits(Age :60yrs)
• 0.50% Extra for Super Senior Citizen for above one year Deposits(Age:75yrs+)

INTEREST ON LOANS

Housing Loan – 11%
Vehicle Loan – 11%
Education Loan – 12%
Mortgage Loan – 14%
Business Loan – 14%
LOAN on OTHER SECURITY – 12%

——–SPECIAL ATTRACTION———

• GOLD Loan Per Gram Rs. 3,500/-
• OD on Gold Ornaments
• OD on Fixed Deposit
• Instant Account Opening
• RuPay Debit Card with ATM Facility
• Mobile Banking
• NEFT/RTGS/IMPS/NFS/POS/ECOM avail with us
• Life Insurance Coverage with PMJJBY & PMSBY
• Foreign Cheques are collected
• BBPS Services Available
• MICRO ATM Services Available
• UPI Services Available